Lake Estate Insurance

Lake Estate Dwelling Insurance

Our Lake Estate insurance has a broad range of coverages including (but not limited to):

Shoreline Personal Property Coverage - for water trampolines, removable docks, ice shanties, etc.
Other Structures Coverage - for boat houses, permanent docks, boat hoists, etc.
Scheduled Personal Articles Floater Coverage - for boats, equipment, recreational vehicles, snowmobiles, lawn equipment, sporting goods, etc.
Watercraft Liability
Snowmobile & Recreational Vehicle Liability

Coverage is provided for your home and separate structures like a detached garage, swimming pool, or decorative fence. Special form dwelling coverage protects against loss from most perils, except those specifically excluded in the policy. Common exclusions include wear and tear; earthquake; flood; and damage caused by birds, vermin, insects, or domestic animals (if owned by the insured). Separate structures at the same location as your home (other than those used for business purposes) are covered at 10% of the value of your home (higher limits available).

Lake Estate Dwelling Coverage Options -
available for an additional cost

Guaranteed Replacement Cost is available for many dwellings. Guaranteed means there is not a cap on the insurance amount to replace your dwelling. (To maintain this coverage you must report all additions and improvements to your home that exceed $5,000).

(906) 786-4757
114 N 25th St
Escanaba, MI 49829
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